Terms of Service

These Terms of Service (“Terms”) govern your access to and use of waltermetrics.com and the data, tools, and features made available through it (together, the “Service”), operated by Waltermetrics (“we”, “us”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

Waltermetrics provides financial data, metrics, screening tools, and related information on publicly traded companies worldwide. The Service is offered in a free tier and one or more paid subscription tiers whose current features and prices are described on our pricing page.

The Service is provided for informational and research purposes only. Nothing on the Service constitutes investment, financial, legal, accounting, or tax advice, and nothing on the Service is a recommendation, offer, or solicitation to buy, sell, or hold any security or other financial instrument. We are not a broker-dealer or investment adviser. Investing involves risk, including the possible loss of principal. You are solely responsible for your investment decisions, and you should consult a licensed professional before making them.

Data on the Service is aggregated from third-party data providers and public sources such as regulatory filings. While we work to keep the data accurate and to label where each figure comes from and as of when, we do not warrant that any data is accurate, complete, current, or error-free. Data may contain errors, gaps, or delays, and may be revised or removed at any time. Always verify figures against primary sources before relying on them.

Some features require an account. You agree to provide accurate registration information, to keep your credentials confidential, and to be responsible for all activity under your account. Accounts are personal and may not be shared. Notify us promptly if you suspect unauthorized use of your account.

Paid subscriptions are billed in advance on a recurring basis (for example, monthly) through our third-party payment processor. Your subscription renews automatically until you cancel. You may cancel at any time, in which case your subscription remains active until the end of the current billing period and is not renewed. We may change subscription prices with reasonable advance notice; changes apply from your next billing period. Any mandatory refund or withdrawal rights you have under applicable law remain unaffected.

You agree not to:

• access the Service by automated means (scraping, crawling, bulk downloading) except through interfaces we expressly provide for that purpose;
• redistribute, resell, sublicense, or publicly republish data obtained from the Service, in original or derived form, without our prior written consent;
• circumvent or attempt to circumvent access controls or usage limits;
• interfere with the operation of the Service, probe or test its vulnerabilities without authorization, or impose an unreasonable load on it;
• use the Service for any unlawful purpose.

The Service — including its software, design, branding, and the selection, arrangement, and presentation of data — is owned by us or our licensors and is protected by applicable intellectual-property laws, including database rights. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to use the Service for your personal use or internal research. No other rights are granted. Underlying public filings and other public-domain materials remain public.

The Service may display content from, or link to, third-party sources. We do not control and are not responsible for third-party content, websites, or services.

The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages, or for lost profits, lost data, or trading or investment losses, arising out of or related to your use of the Service. To the same extent, our total aggregate liability for all claims relating to the Service is limited to the amounts you paid us for the Service in the twelve months preceding the event giving rise to the claim. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for intent, gross negligence, or injury to life, body, or health.

You may stop using the Service or delete your account at any time. We may suspend or terminate your access to the Service if you materially breach these Terms or where required by law. Sections that by their nature should survive termination (including sections 8, 10, and 11) survive.

We may modify the Service over time, and we may update these Terms. If we make material changes, we will give notice by posting the updated Terms on this page with a new “last updated” date and, where appropriate, by additional notice such as email. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

These Terms are governed by the laws of the Federal Republic of Germany. If you are a consumer, this choice of law does not deprive you of the protection of mandatory provisions of the law of the country in which you reside.

Questions about these Terms? Contact us at [email protected].