Visa Inc

LTS : 0QZ0
USA·Financial Services·Credit Services·Class A
$401.77
−3.63 (−1.14%)Oct 15 close
Market Cap
$772.69B
Enterprise Value
$778.02B
P/E (TTM)
29.77
P/B
15.98
Net Cash / (Debt)
−$4.78B
52-Week Range
$296 — $402
5-Year Range
$220 — $402
Avg Volume (3M)
11.70K

Visa operates a global payment network that connects banks, merchants, and cardholders. It licenses the Visa brand to financial institutions, which issue credit and debit cards to consumers and businesses. When a cardholder makes a purchase, Visa's network routes and authorizes the transaction between the merchant's bank and the cardholder's bank. Visa charges fees based on transaction volume, number of transactions, and cross-border activity — it does not extend credit or hold deposits itself. Customers are primarily banks and financial institutions, with revenue ultimately tied to consumer and business spending globally.

Employees34,100IPONov 4, 2014SIC7389HQP.O. Box 8999, San Francisco, CA, USA, 94128-8999
to

Financials

Profitability

Metric
Current
Margins
Gross Margin
81.1%
Operating Margin
67.0%
EBITDA Margin
64.2%
Net Margin
50.2%
OCF Margin
59.1%
FCF Margin
55.4%
Returns on Capital
ROE
54.2%
ROA
21.6%
ROIC
29.1%
ROCE
39.5%
ROC (Greenblatt)
613.0%
3Y ROIIC
36.3%
Consistency
Years Profitable / 10Y
10

Valuation

Metric
Current
Earnings Multiples
P/E (TTM)
29.77
Forward P/E
24.69
P/E ex-NRI
26.69
Shiller P/E (CAPE)
44.37
Cash Flow Multiples
P/FCF
30.17
P/OCF
28.30
P/Owner Earnings
110.12
FCF Yield
3.78%
Enterprise Value Multiples
EV / EBIT
24.21
EV / Forward EBIT
20.45
EV / EBITDA
23.06
EV / Forward EBITDA
19.66
EV / Revenue
14.81
EV / Forward Revenue
13.81
Asset / Sales
P/S
16.72
P/B
15.98
P/Tangible Book
—
Growth-Adjusted
PEG
1.64

Capital Returns

Metric
Current
Dividends
Dividend Yield (TTM)
0.79%
Forward Dividend Yield
0.84%
3Y Dividend Growth
16.3%
Payout Ratio
0.21
5Y Yield on Cost
1.62%
Buybacks & Dilution
3Y Buyback Ratio
2.50%
Combined
Shareholder Yield
3.35%

Balance Sheet

Metric
Current
Leverage
Debt / Equity
0.55
Gross Debt / EBITDA
0.80
Cash / Debt
0.77
Equity / Assets
0.40
Coverage
Interest Coverage
46.13
Short-Term Liquidity
Current Ratio
1.11
Quick Ratio
1.11
Cash Ratio
0.52
Composite Scores
Piotroski F-Score
7
Altman Z-Score
7.88

5-Step DuPont Analysis

ROE %
53.95%
Net Margin %
50.23%
Operating Margin %
66.98%
Operating Income
$27.72B
÷
Revenue
$41.39B
×
Tax Burden
0.8411
Net Income
$20.79B
÷
Pretax Income
$24.72B
×
Interest Burden
0.8917
Pretax Income
$24.72B
÷
Operating Income
$27.72B
×
Asset Turnover
0.44
Revenue
$41.39B
÷
Average Total Assets
$94.35B
Begin Total Assets
$91.89B
End Total Assets
$96.81B
×
Equity Multiplier
2.45
Avg Total Assets
$94.35B
÷
Avg Stockholders Equity
$38.54B
Begin Equity
$38.30B
End Equity
$38.78B