American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
Employees76,800IPONov 6, 2014SIC6141HQ200 Vesey Street, New York, NY, USA, 10285
to
Financials
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
—
Net Margin
15.0%
OCF Margin
—
FCF Margin
22.2%
Returns on Capital
ROE
33.9%
ROA
3.7%
ROIC
—
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
0.0%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
20.57
Forward P/E
17.10
P/E ex-NRI
20.42
Shiller P/E (CAPE)
30.49
Cash Flow Multiples
P/FCF
13.77
P/OCF
11.96
P/Owner Earnings
18.83
FCF Yield
7.49%
Enterprise Value Multiples
EV / EBIT
—
EV / Forward EBIT
—
EV / EBITDA
—
EV / Forward EBITDA
—
EV / Revenue
3.10
EV / Forward Revenue
3.41
Asset / Sales
P/S
3.05
P/B
6.49
P/Tangible Book
7.62
Growth-Adjusted
PEG
1.69
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
1.09%
Forward Dividend Yield
1.26%
3Y Dividend Growth
16.4%
Payout Ratio
0.21
5Y Yield on Cost
2.17%
Buybacks & Dilution
3Y Buyback Ratio
2.60%
5Y Share Change
−13.6%
Combined
Shareholder Yield
1.49%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.73
Gross Debt / EBITDA
—
Cash / Debt
0.83
Equity / Assets
0.11
Coverage
Interest Coverage
—
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
7
Altman Z-Score
—
Split History
Date
Split
No split history found.
Ex-date
Amount
Pay date
2026-04-02
$0.95
2026-05-08
2026-01-02
$0.82
2026-02-10
2025-10-10
$0.82
2025-11-10
2025-07-03
$0.82
2025-08-08
2025-04-04
$0.82
2025-05-09
2025-01-03
$0.7
2025-02-10
2024-10-04
$0.7
2024-11-08
2024-07-05
$0.7
2024-08-09
2024-04-04
$0.7
2024-05-10
2024-01-04
$0.6
2024-02-09
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View allDate
Transcript
Type
2026-07-24
Q2 2026 American Express Co Earnings Call Transcript
Earnings Call
2026-06-09
American Express Co at Morgan Stanley US Financials Conference Transcript
Conference Presentations
2026-05-28
American Express Co at Bernstein Strategic Decisions Conference Transcript
Conference Presentations
2026-04-23
Q1 2026 American Express Co Earnings Call Transcript
Earnings Call
2026-02-10
American Express Co at UBS Financial Services Conference Transcript
Conference Presentations
2026-01-30
Q4 2025 American Express Co Earnings Call Transcript
Earnings Call
2025-12-10
American Express Co at Goldman Sachs U.S. Financial Services Conference Transcript
Conference Presentations
2025-10-17
Q3 2025 American Express Co Earnings Call Transcript
Earnings Call
2025-07-18
Q2 2025 American Express Co Earnings Call Transcript
Earnings Call
2025-04-17
Q1 2025 American Express Co Earnings Call Transcript
Earnings Call
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5-Step DuPont Analysis
ROE %
33.99%
×
×
Net Margin %
15.00%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
$72.23B
×
Tax Burden
0.7853
Net Income
$10.83B
÷
Pretax Income
$13.79B
×
Interest Burden
—
Pretax Income
$13.79B
÷
Operating Income
—
×
Asset Turnover
0.25
÷
Revenue
$72.23B
÷
Average Total Assets
$285.76B
Begin Total Assets
$271.46B
End Total Assets
$300.05B
×
Equity Multiplier
8.97
÷
Avg Total Assets
$285.76B
÷
Avg Stockholders Equity
$31.87B
Begin Equity
$30.26B
End Equity
$33.47B