Capital One is a US bank that makes most of its money from credit cards — both issuing cards to consumers and charging merchants interchange fees. It also originates auto loans and does commercial lending. Following its 2025 acquisition of Discover, it gained a payment network and a small personal loan book. Customers are primarily US consumers and businesses. Revenue comes mainly from interest charged on card and loan balances, plus fees.
Employees77,100IPOApr 28, 2025SIC6153HQ1680 Capital One Drive, McLean, VA, USA, 22102
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Financials (EUR)
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
—
Net Margin
17.0%
OCF Margin
50.8%
FCF Margin
47.9%
Returns on Capital
ROE
9.3%
ROA
1.6%
ROIC
—
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
0.0%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
13.85
Forward P/E
10.51
P/E ex-NRI
11.17
Shiller P/E (CAPE)
16.50
Cash Flow Multiples
P/FCF
4.75
P/OCF
4.48
P/Owner Earnings
8.62
FCF Yield
21.63%
Enterprise Value Multiples
EV / EBIT
—
EV / Forward EBIT
—
EV / EBITDA
—
EV / Forward EBITDA
—
EV / Revenue
2.05
EV / Forward Revenue
2.83
Asset / Sales
P/S
2.27
P/B
1.21
P/Tangible Book
2.09
Growth-Adjusted
PEG
1.93
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
1.34%
Forward Dividend Yield
1.46%
3Y Dividend Growth
2.7%
Payout Ratio
0.15
5Y Yield on Cost
2.93%
Buybacks & Dilution
3Y Buyback Ratio
−17.90%
Combined
Shareholder Yield
5.76%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
0.39
Gross Debt / EBITDA
—
Cash / Debt
1.23
Equity / Assets
0.17
Coverage
Interest Coverage
—
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
8
Altman Z-Score
—
Split History
Date
Split
No split history found.
Ex-date
Amount
Pay date
2026-08-17
$0.8
2026-09-01
2026-05-19
$0.8
2026-06-01
2026-02-19
$0.8
2026-03-02
2025-11-17
$0.8
2025-12-01
2025-08-18
$0.6
2025-09-02
2025-05-23
$0.6
2025-06-05
6 of 6
View allDate
Transcript
Type
2026-07-21
Q2 2026 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2026-06-09
Capital One Financial Corp at Morgan Stanley US Financials Conference Transcript
Conference Presentations
2026-04-21
Q1 2026 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2026-02-10
Capital One Financial Corp at UBS Financial Services Conference Transcript
Conference Presentations
2026-01-22
Q4 2025 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2025-10-21
Q3 2025 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2025-07-22
Q2 2025 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2025-04-22
Q1 2025 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2025-01-21
Q4 2024 Capital One Financial Corp Earnings Call Transcript
Earnings Call
2024-10-24
Q3 2024 Capital One Financial Corp Earnings Call Transcript
Earnings Call
10 of 64
5-Step DuPont Analysis
ROE %
9.28%
×
×
Net Margin %
16.98%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
€53.25B
×
Tax Burden
0.8093
Net Income
€9.04B
÷
Pretax Income
€11.18B
×
Interest Burden
—
Pretax Income
€11.18B
÷
Operating Income
—
×
Asset Turnover
0.09
÷
Revenue
€53.25B
÷
Average Total Assets
€578.11B
Begin Total Assets
€571.33B
End Total Assets
€584.89B
×
Equity Multiplier
5.93
÷
Avg Total Assets
€578.11B
÷
Avg Stockholders Equity
€97.49B
Begin Equity
€96.20B
End Equity
€98.77B