Ameriprise Financial provides wealth management and financial planning services through roughly 10,600 advisors, primarily to individual retail clients. It earns fees on approximately $1.2 trillion in client assets under management and advisory. Its second business, Columbia Threadneedle, is an institutional and retail asset manager with $678 billion in AUM that sells investment strategies to external clients. A smaller third segment sells insurance and annuity products to its existing advisory clients. The majority of revenue comes from asset-based fees, making earnings sensitive to market levels.
Employees13,600IPOSep 15, 2005SIC6282HQ1099 Ameriprise Financial Center, Minneapolis, MN, USA, 55474
to
Financials
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
27.3%
Net Margin
20.2%
OCF Margin
42.1%
FCF Margin
41.4%
Returns on Capital
ROE
62.3%
ROA
2.1%
ROIC
2.4%
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
1.8%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
12.08
Forward P/E
10.76
P/E ex-NRI
12.19
Shiller P/E (CAPE)
20.11
Cash Flow Multiples
P/FCF
5.93
P/OCF
5.82
P/Owner Earnings
5.95
FCF Yield
18.23%
Enterprise Value Multiples
EV / EBIT
7.80
EV / Forward EBIT
—
EV / EBITDA
7.88
EV / Forward EBITDA
—
EV / Revenue
2.15
EV / Forward Revenue
2.44
Asset / Sales
P/S
2.42
P/B
6.96
P/Tangible Book
6.96
Growth-Adjusted
PEG
0.73
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
1.32%
Forward Dividend Yield
1.35%
3Y Dividend Growth
8.8%
Payout Ratio
0.16
5Y Yield on Cost
1.78%
Buybacks & Dilution
3Y Buyback Ratio
4.70%
Combined
Shareholder Yield
8.35%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.03
Gross Debt / EBITDA
1.23
Cash / Debt
1.57
Equity / Assets
0.03
Coverage
Interest Coverage
16.40
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
7
Altman Z-Score
—
Split History
Date
Split
No split history found.
Ex-date
Amount
Pay date
2026-08-03
$1.7
2026-08-21
2026-05-04
$1.7
2026-05-22
2026-02-09
$1.6
2026-02-27
2025-11-10
$1.6
2025-11-24
2025-08-04
$1.6
2025-08-18
2025-05-05
$1.6
2025-05-19
2025-02-10
$1.48
2025-02-28
2024-11-04
$1.48
2024-11-15
2024-08-05
$1.48
2024-08-16
2024-05-03
$1.48
2024-05-17
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View allDate
Transcript
Type
2026-07-23
Q2 2026 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2026-04-23
Q1 2026 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2026-01-29
Q4 2025 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2025-10-30
Q3 2025 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2025-07-24
Q2 2025 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2025-04-24
Q1 2025 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2025-01-30
Q4 2024 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2024-10-24
Q3 2024 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2024-07-25
Q2 2024 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
2024-04-23
Q1 2024 Ameriprise Financial Inc Earnings Call Transcript
Earnings Call
10 of 36
5-Step DuPont Analysis
ROE %
63.43%
×
×
Net Margin %
20.24%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
$19.50B
×
Tax Burden
0.7815
Net Income
$3.95B
÷
Pretax Income
$5.05B
×
Interest Burden
—
Pretax Income
$5.05B
÷
Operating Income
—
×
Asset Turnover
0.10
÷
Revenue
$19.50B
÷
Average Total Assets
$191.39B
Begin Total Assets
$184.90B
End Total Assets
$197.87B
×
Equity Multiplier
30.75
÷
Avg Total Assets
$191.39B
÷
Avg Stockholders Equity
$6.22B
Begin Equity
$6.08B
End Equity
$6.37B
Top institutional holders
Q2 2026| Holder | Shares | Chg. shares | |
|---|---|---|---|
| BlackRock, Inc. | 7.9M | -690.8K | $3.64B |
| VANGUARD CAPITAL MANAGEMENT LLC | 5.9M | -31.4K | $2.71B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 5.2M | -77.5K | $2.37B |
| STATE STREET CORP | 4.7M | +80.2K | $2.14B |
| GEODE CAPITAL MANAGEMENT, LLC | 2.8M | -117.4K | $1.26B |
| Aristotle Capital Management, LLC | 2.1M | -128.4K | $955.76M |
| MORGAN STANLEY | 1.7M | -265.9K | $800.01M |
| GOLDMAN SACHS GROUP INC | 1.6M | +183.3K | $753.75M |
| Nuveen, LLC | 1.5M | -8.3K | $683.92M |
| AQR CAPITAL MANAGEMENT LLC | 1.3M | -151.1K | $607.48M |
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View allTop insider holdings
as reported| Insider | Shares held | |
|---|---|---|
| CRACCHIOLO JAMES MOfficer | 108.6K | $54.38M |
| Berman Walter StanleyOfficer | 23.6K | $11.82M |
| Davies WilliamOfficer | 14.5K | $7.28M |
| Williams William JerrylOfficer | 6.8K | $3.40M |
| Smyth Gerard P.Officer | 6.1K | $3.06M |
| Alvero GumerOfficer | 4.6K | $2.31M |
| HUNTER PETRUZILLO KELLI A.Officer | 4.2K | $2.11M |
| TRUSCOTT WILLIAM FOfficer | — | — |
| Sweeney Joseph EdwardOfficer | — | — |
| Sharpe Robert Francis JRDirector | — | — |
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View allRecent insider activity
through Jan 29, 2031| Insider | Action | Shares | Date | |
|---|---|---|---|---|
| Berman Walter StanleyOfficer | Grant/Award (Rule 16b-3(d)) | +6.6K | $0 | Jan 29, 2031 |
| Brockman Dawn M.Officer | Open-Market or Private Sale | -472 | $263.8K | Aug 10, 2026 |
| MELLOH HEATHER J.Officer | Option Exercise (Rule 16b-3 Exempt) | +722 | $142.9K | Aug 10, 2026 |
| MELLOH HEATHER J.Officer | Tax Withholding | -469 | $262.5K | Aug 10, 2026 |
| McGraw Deirdre DaveyOfficer | Option Exercise (Rule 16b-3 Exempt) | +1.0K | $165.4K | Aug 6, 2026 |
| McGraw Deirdre DaveyOfficer | Option Exercise (Rule 16b-3 Exempt) | +1.0K | $197.9K | Aug 6, 2026 |
| McGraw Deirdre DaveyOfficer | Option Exercise (Rule 16b-3 Exempt) | +1.0K | $298.1K | Aug 6, 2026 |
| McGraw Deirdre DaveyOfficer | Tax Withholding | -2.2K | $1.22M | Aug 6, 2026 |
| McGraw Deirdre DaveyOfficer | Open-Market or Private Sale | -2.4K | $1.34M | Aug 6, 2026 |
| Berman Walter StanleyOfficer | Option Exercise (Rule 16b-3 Exempt) | +10.9K | $1.80M | Jul 28, 2026 |
10 of 2,355
View all