Bank of New York Mellon (BNY) is primarily a custody bank and financial services provider for institutional clients — pension funds, asset managers, insurers, and corporations.
Its core business is holding and tracking financial assets on behalf of clients ($59.3 trillion in assets under custody/administration), for which it charges fees. It also clears and settles securities transactions, handles fund administration, and provides related back-office services to financial institutions.
A secondary business, investment management, runs about $2.2 trillion in assets under management, generating fee income from institutional and retail investors.
Revenue comes almost entirely from fees — custody fees, transaction fees, and asset management fees — rather than traditional lending spread.
Financials
Profitability
Valuation
Capital Returns
Balance Sheet
Split History
5-Step DuPont Analysis
Top institutional holders
Q2 2026| Holder | Shares | % Owned | Chg. shares | |
|---|---|---|---|---|
| BlackRock, Inc. | 57.5M | 8.36% | -4.1M | $8.32B |
| VANGUARD CAPITAL MANAGEMENT LLC | 44.8M | 6.51% | +142.4K | $6.48B |
| STATE STREET CORP | 31.8M | 4.62% | +20.7K | $4.60B |
| FMR LLC | 25.9M | 3.77% | -1.4M | $3.75B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 17.7M | 2.56% | -1.2M | $2.55B |
| BANK OF AMERICA CORP /DE/ | 17.3M | 2.51% | +620.0K | $2.50B |
| Dodge & Cox | 16.6M | 2.41% | -6.8M | $2.40B |
| GEODE CAPITAL MANAGEMENT, LLC | 15.8M | 2.29% | -2.9M | $2.27B |
| JPMORGAN CHASE & CO | 14.8M | 2.15% | -102.1K | $2.13B |
| AMERIPRISE FINANCIAL INC | 14.6M | 2.11% | +27.3K | $2.10B |
Top insider holdings
as reported| Insider | Shares held | % Owned | |
|---|---|---|---|
| Vince Robin A.Officer | 650.6K | 0.0945% | $93.23M |
| McDonogh DermotOfficer | 248.7K | 0.0361% | $35.64M |
| Minaya JoseOfficer | 176.8K | 0.0257% | $25.34M |
| Santhanakrishnan SenthilkumarOfficer | 176.1K | 0.0256% | $25.23M |
| Keating CatherineOfficer | 87.5K | 0.0127% | $12.54M |
| Datta RajashreeOfficer | 68.4K | 0.0099% | $9.80M |
| Echevarria JosephDirector | 67.6K | 0.0098% | $9.68M |
| Perez AlejandroOfficer | 62.6K | 0.0091% | $8.97M |
| Koffey JayeeOfficer | 53.9K | 0.0078% | $7.73M |
| McCarthy J KevinOfficer | 50.0K | 0.0073% | $7.16M |
Recent insider activity
through Oct 1, 2026| Insider | Action | Shares | Date | |
|---|---|---|---|---|
| Robinson ElizabethDirector | Grant/Award (Rule 16b-3(d)) | +74 | $10.6K | Oct 1, 2026 |
| O'CONNOR SANDRADirector | Grant/Award (Rule 16b-3(d)) | +191 | $27.5K | Oct 1, 2026 |
| Goldstein Jeffrey ADirector | Grant/Award (Rule 16b-3(d)) | +287 | $41.3K | Oct 1, 2026 |
| Echevarria JosephDirector | Grant/Award (Rule 16b-3(d)) | +625 | $90.0K | Oct 1, 2026 |
| Minaya JoseOfficer | Open-Market or Private Sale | -1.8K | $273.4K | Sep 28, 2026 |
| Minaya JoseOfficer | Open-Market or Private Sale | -1.7K | $247.0K | Sep 28, 2026 |
| Minaya JoseOfficer | Open-Market or Private Sale | -22 | $3,297 | Sep 28, 2026 |
| Minaya JoseOfficer | Open-Market or Private Sale | -2.6K | $420.7K | Aug 27, 2026 |
| Minaya JoseOfficer | Open-Market or Private Sale | -930 | $151.7K | Aug 27, 2026 |
| McCarthy J KevinOfficer | Gift | -249 | $0 | Aug 5, 2026 |