U.S. Bancorp operates a large regional bank serving retail consumers and businesses across 26 states, primarily in the Midwest and West. It earns money through interest on loans and deposits, fees from payment processing, credit cards, mortgages, and wealth management services. Customers range from everyday consumers to mid-sized businesses and institutional clients.
Employees68,520IPOJan 2, 1973SIC6021HQ800 Nicollet Mall, Minneapolis, MN, USA, 55402
to
Financials
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
—
Net Margin
27.6%
OCF Margin
42.3%
FCF Margin
42.3%
Returns on Capital
ROE
12.6%
ROA
1.2%
ROIC
—
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
0.0%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
11.72
Forward P/E
11.25
P/E ex-NRI
11.72
Shiller P/E (CAPE)
12.42
Cash Flow Multiples
P/FCF
7.31
P/OCF
7.31
P/Owner Earnings
—
FCF Yield
13.69%
Enterprise Value Multiples
EV / EBIT
—
EV / Forward EBIT
—
EV / EBITDA
—
EV / Forward EBITDA
—
EV / Revenue
4.33
EV / Forward Revenue
6.12
Asset / Sales
P/S
3.09
P/B
1.51
P/Tangible Book
2.15
Growth-Adjusted
PEG
3.91
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
3.55%
Forward Dividend Yield
3.55%
3Y Dividend Growth
2.8%
Payout Ratio
0.42
5Y Yield on Cost
3.86%
Buybacks & Dilution
3Y Buyback Ratio
−0.50%
5Y Share Change
3.2%
Combined
Shareholder Yield
−1.57%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.42
Gross Debt / EBITDA
—
Cash / Debt
0.69
Equity / Assets
0.09
Coverage
Interest Coverage
—
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
9
Altman Z-Score
—
Split History
Date
Split
1999-04-16
3:1
1997-01-16
3:1
1989-04-17
2:1
1985-04-16
2:1
1984-06-25
1.1:1
1979-02-22
1.25:1
Ex-date
Amount
Pay date
2026-03-31
$0.52
2026-04-15
2025-12-31
$0.52
2026-01-15
2025-09-30
$0.52
2025-10-15
2025-06-30
$0.5
2025-07-15
2025-03-31
$0.5
2025-04-15
2024-12-31
$0.5
2025-01-15
2024-09-30
$0.5
2024-10-15
2024-06-28
$0.49
2024-07-15
2024-03-27
$0.49
2024-04-15
2023-12-28
$0.49
2024-01-16
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Transcript
Type
No transcripts found.
5-Step DuPont Analysis
ROE %
12.68%
×
×
Net Margin %
27.61%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
$29.58B
×
Tax Burden
0.8005
Net Income
$8.17B
÷
Pretax Income
$10.20B
×
Interest Burden
—
Pretax Income
$10.20B
÷
Operating Income
—
×
Asset Turnover
0.04
÷
Revenue
$29.58B
÷
Average Total Assets
$706.14B
Begin Total Assets
$686.37B
End Total Assets
$725.92B
×
Equity Multiplier
10.96
÷
Avg Total Assets
$706.14B
÷
Avg Stockholders Equity
$64.44B
Begin Equity
$61.44B
End Equity
$67.43B
Top institutional holders
Q2 2026| Holder | Shares | % Owned | Chg. shares | |
|---|---|---|---|---|
| BlackRock, Inc. | 127.1M | 8.19% | -1.2M | $7.68B |
| VANGUARD CAPITAL MANAGEMENT LLC | 101.3M | 6.53% | +418.1K | $6.12B |
| STATE STREET CORP | 73.1M | 4.71% | +3.7M | $4.45B |
| JPMORGAN CHASE & CO | 59.7M | 3.85% | -2.0M | $3.66B |
| FMR LLC | 51.3M | 3.30% | -5.9M | $3.10B |
| MUFG BANK, LTD. | 44.4M | 2.86% | 0 | $2.68B |
| GEODE CAPITAL MANAGEMENT, LLC | 39.3M | 2.53% | +813.4K | $2.36B |
| MORGAN STANLEY | 30.6M | 1.97% | +1.2M | $1.85B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 30.0M | 1.93% | +405.9K | $1.81B |
| PRICE T ROWE ASSOCIATES INC /MD/ | 25.0M | 1.61% | +149.7K | — |
10 of 2,078
View allTop insider holdings
as reported| Insider | Shares held | % Owned | |
|---|---|---|---|
| Kedia GunjanOfficer | 426.3K | 0.0275% | $25.03M |
| DOLAN TERRANCE ROfficer | 247.3K | 0.0159% | $14.52M |
| Richard Jodi LOfficer | 207.3K | 0.0134% | $12.17M |
| Kotwal Shailesh MOfficer | 136.1K | 0.0088% | $7.99M |
| Runkel Mark G.Officer | 120.8K | 0.0078% | $7.09M |
| Barcelos Elcio R.T.Officer | 119.9K | 0.0077% | $7.04M |
| Stern John COfficer | 107.5K | 0.0069% | $6.31M |
| Badran SouheilOfficer | 100.8K | 0.0065% | $5.92M |
| CECERE ANDREWDirector | — | — | — |
| CHOSY JAMES LOfficer | — | — | — |
10 of 16· 2 withheld
View allRecent insider activity
through Aug 28, 2026| Insider | Action | Shares | Date | |
|---|---|---|---|---|
| Kedia GunjanOfficer | Option Exercise (Rule 16b-3 Exempt) | +27.3K | $1.50M | Aug 28, 2026 |
| Kedia GunjanOfficer | Open-Market or Private Sale | -27.3K | $1.70M | Aug 28, 2026 |
| CHOSY JAMES LOfficer | Option Exercise (Rule 16b-3 Exempt) | +24.7K | $1.36M | Jul 23, 2026 |
| CHOSY JAMES LOfficer | Open-Market or Private Sale | -23.0K | $1.45M | Jul 23, 2026 |
| CHOSY JAMES LOfficer | Gift | -4.0K | $0 | Jul 21, 2026 |
| Philipson Stephen LOfficer | Open-Market or Private Sale | -36.9K | $2.33M | Jul 20, 2026 |
| Dilip VenkatachariOfficer | Open-Market or Private Sale | -34.5K | $1.92M | May 5, 2026 |
| Richard Jodi LOfficer | Open-Market or Private Sale | -40.0K | $2.28M | Apr 21, 2026 |
| Stern John COfficer | Grant/Award (Rule 16b-3(d)) | +25.2K | $0 | Mar 5, 2026 |
| Stark Lisa ROfficer | Grant/Award (Rule 16b-3(d)) | +15.8K | $0 | Mar 5, 2026 |
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