Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
Employees38,000IPOJan 18, 2018SIC7379HQ600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
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Financials
Profitability
Metric
Current
Margins
Gross Margin
59.4%
Operating Margin
26.9%
EBITDA Margin
42.3%
Net Margin
16.4%
OCF Margin
—
FCF Margin
20.3%
Returns on Capital
ROE
13.5%
ROA
4.4%
ROIC
6.1%
ROCE
10.3%
ROC (Greenblatt)
125.0%
3Y ROIIC
−33.3%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
7.45
Forward P/E
5.66
P/E ex-NRI
5.47
Shiller P/E (CAPE)
12.35
Cash Flow Multiples
P/FCF
5.99
P/OCF
4.25
P/Owner Earnings
5.95
FCF Yield
17.01%
Enterprise Value Multiples
EV / EBIT
9.26
EV / Forward EBIT
7.81
EV / EBITDA
5.99
EV / Forward EBITDA
6.09
EV / Revenue
2.53
EV / Forward Revenue
2.49
Asset / Sales
P/S
1.22
P/B
0.98
P/Tangible Book
—
Growth-Adjusted
PEG
0.30
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
0.00%
Forward Dividend Yield
0.00%
3Y Dividend Growth
0.0%
Payout Ratio
0.00
5Y Yield on Cost
0.00%
Buybacks & Dilution
3Y Buyback Ratio
5.40%
5Y Share Change
−19.6%
Combined
Shareholder Yield
6.22%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.13
Gross Debt / EBITDA
3.25
Cash / Debt
0.03
Equity / Assets
0.32
Coverage
Interest Coverage
3.72
Short-Term Liquidity
Current Ratio
1.03
Quick Ratio
1.03
Cash Ratio
0.03
Composite Scores
Piotroski F-Score
6
Altman Z-Score
1.36
Split History
Date
Split
No split history found.
Ex-date
Amount
Pay date
No dividend history found.
Date
Transcript
Type
2026-08-06
Q2 2026 Fiserv Inc Earnings Call Transcript
Earnings Call
2026-06-02
Fiserv Inc RW Baird 2026 Global Consumer, Technology and Services Conference Transcript
Analyst/Investor Call
2026-05-28
Fiserv Inc at Bernstein Strategic Decisions Conference Transcript
Conference Presentations
2026-05-21
Fiserv Inc Annual Shareholders Meeting Transcript
Shareholders and Annual Meetings
2026-05-19
Fiserv Inc at JPMorgan Global Technology, Media and Communications Conference Transcript
Conference Presentations
2026-05-14
Fiserv Inc Investor Day Transcript
Analyst/Investor Call
2026-05-05
Q1 2026 Fiserv Inc Earnings Call Transcript
Earnings Call
2026-02-10
Q4 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
2025-10-29
Q3 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
2025-07-23
Q2 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
10 of 77
5-Step DuPont Analysis
ROE %
13.17%
×
×
Net Margin %
16.42%
×
×
Operating Margin %
26.89%
Operating Income
$5.70B
÷
Revenue
$21.19B
×
Tax Burden
0.8161
Net Income
$3.48B
÷
Pretax Income
$4.26B
×
Interest Burden
0.7483
Pretax Income
$4.26B
÷
Operating Income
$5.70B
×
Asset Turnover
0.27
÷
Revenue
$21.19B
÷
Average Total Assets
$78.65B
Begin Total Assets
$77.18B
End Total Assets
$80.13B
×
Equity Multiplier
2.98
÷
Avg Total Assets
$78.65B
÷
Avg Stockholders Equity
$26.43B
Begin Equity
$27.07B
End Equity
$25.79B