Fiserv Inc

FRA : FIV

USA·Technology·Software·Ordinary Shares

€41.85

−1.10 (−2.41%)Oct 16 close

Market Cap

€22.38B

Enterprise Value

€46.51B

P/E (TTM)

10.65

P/B

1.10

Net Cash / (Debt)

−€24.12B

52-Week Range

€39 — €110

5-Year Range

€39 — €227

Avg Volume (3M)

423

ListingsFRA LTS MEX NAS

Fiserv provides back-office technology and payment infrastructure to financial institutions and merchants. Its core business serves U.S. banks and credit unions—primarily smaller ones—with account processing, electronic funds transfer, and loan processing software. Through its First Data acquisition, it also processes card payments for merchants. Revenue comes from software licensing, transaction processing fees, and related services. Roughly 90% of revenue is U.S.-based.

Employees38,000SIC7379HQ600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203

to

Financials (EUR)

Profitability

Metric

Current

Margins

Gross Margin

56.2%

Operating Margin

21.4%

EBITDA Margin

38.9%

Net Margin

13.4%

OCF Margin

27.9%

FCF Margin

18.8%

Returns on Capital

ROE

10.8%

ROA

3.5%

ROIC

4.9%

ROCE

8.5%

ROC (Greenblatt)

93.8%

3Y ROIIC

−33.3%

Consistency

Years Profitable / 10Y

10

Valuation

Metric

Current

Earnings Multiples

P/E (TTM)

10.65

Forward P/E

6.24

P/E ex-NRI

8.17

Shiller P/E (CAPE)

13.83

Cash Flow Multiples

P/FCF

7.60

P/OCF

5.12

P/Owner Earnings

7.04

FCF Yield

13.30%

Enterprise Value Multiples

EV / EBIT

11.83

EV / Forward EBIT

11.35

EV / EBITDA

7.06

EV / Forward EBITDA

6.62

EV / Revenue

2.75

EV / Forward Revenue

2.62

Asset / Sales

P/S

1.43

P/B

1.10

P/Tangible Book

—

Growth-Adjusted

PEG

0.44

Capital Returns

Metric

Current

Dividends

Dividend Yield (TTM)

0.00%

Forward Dividend Yield

0.00%

3Y Dividend Growth

0.0%

Payout Ratio

0.00

5Y Yield on Cost

0.00%

Buybacks & Dilution

3Y Buyback Ratio

5.40%

5Y Share Change

−19.6%

Combined

Shareholder Yield

−1.61%

Balance Sheet

Metric

Current

Leverage

Debt / Equity

1.04

Gross Debt / EBITDA

3.46

Cash / Debt

0.01

Equity / Assets

0.33

Coverage

Interest Coverage

2.88

Short-Term Liquidity

Current Ratio

1.04

Quick Ratio

1.04

Cash Ratio

0.01

Composite Scores

Piotroski F-Score

6

Altman Z-Score

1.29

Split History

Date

Split

2018-03-20

2:1

2013-12-17

2:1

Dividends

Ex-date

Amount

Pay date

No dividend history found.

Transcripts

Date

Transcript

Type

Q2 2026 Fiserv Inc Earnings Call Transcript

Fiserv Inc RW Baird 2026 Global Consumer, Technology and Services Conference Transcript

Analyst/Investor Call

Fiserv Inc at Bernstein Strategic Decisions Conference Transcript

Conference Presentations

Fiserv Inc Annual Shareholders Meeting Transcript

Shareholders and Annual Meetings

Fiserv Inc at JPMorgan Global Technology, Media and Communications Conference Transcript

Conference Presentations

Fiserv Inc Investor Day Transcript

Analyst/Investor Call

Q1 2026 Fiserv Inc Earnings Call Transcript

Q4 2025 Fiserv Inc Earnings Call Transcript

Q3 2025 Fiserv Inc Earnings Call Transcript

Q2 2025 Fiserv Inc Earnings Call Transcript

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5-Step DuPont Analysis

ROE %

10.64%

×

×

Net Margin %

13.41%

×

×

Operating Margin %

21.38%

Operating Income

€3.84B

÷

Revenue

€17.94B

×

Tax Burden

0.8505

Net Income

€2.41B

÷

Pretax Income

€2.83B

×

Interest Burden

0.7375

Pretax Income

€2.83B

÷

Operating Income

€3.84B

×

Asset Turnover

0.25

÷

Revenue

€17.94B

÷

Average Total Assets

€70.45B

Begin Total Assets

€70.69B

End Total Assets

€70.21B

×

Equity Multiplier

3.12

÷

Avg Total Assets

€70.45B

÷

Avg Stockholders Equity

€22.61B

Begin Equity

€21.86B

End Equity

€23.35B