Globe Life sells life insurance and supplemental health insurance (such as cancer, accident, and Medicare supplement policies) primarily to middle-income Americans. It markets directly to consumers through channels like direct mail, digital, and exclusive agents. The company earns money from insurance premiums and invests the float—mostly in fixed-income securities—to support its policy obligations and generate investment income.
Employees3,695IPODec 31, 1980SIC6311HQ7677 Henneman Way, McKinney, TX, USA, 75070
to
Financials
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
26.5%
Net Margin
19.6%
OCF Margin
22.4%
FCF Margin
19.9%
Returns on Capital
ROE
21.2%
ROA
4.0%
ROIC
5.7%
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
7.1%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
11.21
Forward P/E
10.75
P/E ex-NRI
11.18
Shiller P/E (CAPE)
15.85
Cash Flow Multiples
P/FCF
11.12
P/OCF
9.85
P/Owner Earnings
12.10
FCF Yield
9.38%
Enterprise Value Multiples
EV / EBIT
9.64
EV / Forward EBIT
55.68
EV / EBITDA
9.64
EV / Forward EBITDA
32.42
EV / Revenue
2.55
EV / Forward Revenue
2.45
Asset / Sales
P/S
2.14
P/B
2.16
P/Tangible Book
2.35
Growth-Adjusted
PEG
0.84
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
0.72%
Forward Dividend Yield
0.80%
3Y Dividend Growth
9.2%
Payout Ratio
0.08
5Y Yield on Cost
0.97%
Buybacks & Dilution
3Y Buyback Ratio
6.50%
5Y Share Change
−22.4%
Combined
Shareholder Yield
5.88%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
0.46
Gross Debt / EBITDA
1.70
Cash / Debt
0.09
Equity / Assets
0.20
Coverage
Interest Coverage
11.40
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
8
Altman Z-Score
—
Split History
Date
Split
2014-07-02
1.5:1
2011-07-05
1.5:1
1997-08-04
2:1
1992-08-20
1.5:1
1985-09-17
2:1
1984-05-30
2:1
1973-05-02
1.3333:1
Ex-date
Amount
Pay date
2026-07-06
$0.33
2026-07-31
2026-04-02
$0.33
2026-05-01
2026-01-05
$0.27
2026-01-30
2025-10-03
$0.27
2025-10-31
2025-07-03
$0.27
2025-08-01
2025-04-03
$0.27
2025-05-01
2025-01-06
$0.24
2025-01-31
2024-10-04
$0.24
2024-11-01
2024-07-05
$0.24
2024-08-01
2024-04-04
$0.24
2024-05-01
10 of 165
View allDate
Transcript
Type
2026-07-23
Q2 2026 Globe Life Inc Earnings Call Transcript
Earnings Call
2026-04-23
Q1 2026 Globe Life Inc Earnings Call Transcript
Earnings Call
2026-02-05
Q4 2025 Globe Life Inc Earnings Call Transcript
Earnings Call
2025-10-23
Q3 2025 Globe Life Inc Earnings Call Transcript
Earnings Call
2025-07-24
Q2 2025 Globe Life Inc Earnings Call Transcript
Earnings Call
2025-05-01
Q1 2025 Globe Life Inc Earnings Call Transcript
Earnings Call
2025-02-06
Q4 2024 Globe Life Inc Earnings Call Transcript
Earnings Call
2024-10-24
Q3 2024 Globe Life Inc Earnings Call Transcript
Earnings Call
2024-07-25
Q2 2024 Globe Life Inc Earnings Call Transcript
Earnings Call
2024-02-08
Q4 2023 Globe Life Inc Earnings Call Transcript
Earnings Call
10 of 41
5-Step DuPont Analysis
ROE %
21.07%
×
×
Net Margin %
19.57%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
$6.19B
×
Tax Burden
0.8102
Net Income
$1.21B
÷
Pretax Income
$1.50B
×
Interest Burden
—
Pretax Income
$1.50B
÷
Operating Income
—
×
Asset Turnover
0.20
÷
Revenue
$6.19B
÷
Average Total Assets
$30.39B
Begin Total Assets
$29.81B
End Total Assets
$30.97B
×
Equity Multiplier
5.28
÷
Avg Total Assets
$30.39B
÷
Avg Stockholders Equity
$5.75B
Begin Equity
$5.42B
End Equity
$6.08B
Top institutional holders
Q2 2026| Holder | Shares | % Owned | Chg. shares | |
|---|---|---|---|---|
| BlackRock, Inc. | 5.5M | 7.03% | -13.6K | $987.90M |
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| STATE STREET CORP | 3.7M | 4.75% | +76.7K | $667.44M |
| GEODE CAPITAL MANAGEMENT, LLC | 2.8M | 3.57% | +75.1K | $500.42M |
| DIMENSIONAL FUND ADVISORS LP | 2.4M | 3.04% | +40.2K | $427.65M |
| MORGAN STANLEY | 1.9M | 2.47% | +8.7K | $346.74M |
| AQR CAPITAL MANAGEMENT LLC | 1.5M | 1.93% | +318.1K | $270.88M |
| Nuveen, LLC | 1.5M | 1.90% | -2.2K | $267.42M |
10 of 706
View allTop insider holdings
as reported| Insider | Shares held | % Owned | |
|---|---|---|---|
| MAJORS MICHAEL CLAYOfficer | 53.5K | 0.0681% | $9.03M |
| Kalmbach Thomas PeterOfficer | 51.3K | 0.0652% | $8.66M |
| Alexander Marilyn ADirector | 22.6K | 0.0287% | $3.82M |
| Haworth Jennifer AllisonOfficer | 21.8K | 0.0277% | $3.68M |
| Addison LindaDirector | 20.4K | 0.0259% | $3.44M |
| Thigpen Mary EDirector | 18.7K | 0.0238% | $3.16M |
| Zorn Rebecca EOfficer | 17.8K | 0.0226% | $3.00M |
| Darden James MatthewOfficer | — | — | — |
| SVOBODA FRANK MOfficer | — | — | — |
| MITCHELL ROBERT BRIANOfficer | — | — | — |
10 of 24· 3 withheld
View allRecent insider activity
through Sep 22, 2026| Insider | Action | Shares | Date | |
|---|---|---|---|---|
| Hensley Robert EdwardOfficer | Option Exercise (Rule 16b-3 Exempt) | +10.0K | $1.03M | Sep 22, 2026 |
| Hensley Robert EdwardOfficer | Open-Market or Private Sale | -3.3K | $566.9K | Sep 22, 2026 |
| Hensley Robert EdwardOfficer | Open-Market or Private Sale | -6.7K | $1.13M | Sep 22, 2026 |
| MITCHELL ROBERT BRIANOfficer | Option Exercise (Rule 16b-3 Exempt) | +23.0K | $2.37M | Aug 7, 2026 |
| MITCHELL ROBERT BRIANOfficer | Open-Market or Private Sale | -11.5K | $2.09M | Aug 7, 2026 |
| MITCHELL ROBERT BRIANOfficer | Open-Market or Private Sale | -10.5K | $1.94M | Aug 7, 2026 |
| MITCHELL ROBERT BRIANOfficer | Open-Market or Private Sale | -1.0K | $187.9K | Aug 7, 2026 |
| Darden James MatthewOfficer | Option Exercise (Rule 16b-3 Exempt) | +50.0K | $4.92M | Jul 31, 2026 |
| Darden James MatthewOfficer | Open-Market or Private Sale | -49.6K | $9.05M | Jul 31, 2026 |
| Darden James MatthewOfficer | Open-Market or Private Sale | -400 | $73.3K | Jul 31, 2026 |
10 of 3,251
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