Wells Fargo is a large US bank that takes deposits and makes loans to individuals, small businesses, and large corporations. It earns money primarily through net interest income (the spread between deposit and lending rates) and fees across four business lines: retail banking (checking/savings accounts, mortgages, auto loans, credit cards), commercial banking (loans and treasury services for mid-size businesses), corporate and investment banking (capital markets, lending, and advisory for large companies), and wealth management (brokerage and advisory services for affluent clients). Nearly all revenue comes from the US market.
Employees200,999IPODec 10, 1962SIC6021HQ333 Market Street, San Francisco, CA, USA, 94105
to
Financials
Profitability
Metric
Current
Margins
Gross Margin
—
Operating Margin
—
EBITDA Margin
—
Net Margin
26.1%
OCF Margin
22.1%
FCF Margin
22.1%
Returns on Capital
ROE
12.5%
ROA
1.1%
ROIC
—
ROCE
0.0%
ROC (Greenblatt)
0.0%
3Y ROIIC
0.0%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
12.19
Forward P/E
11.51
P/E ex-NRI
12.19
Shiller P/E (CAPE)
16.61
Cash Flow Multiples
P/FCF
13.61
P/OCF
13.61
P/Owner Earnings
—
FCF Yield
7.56%
Enterprise Value Multiples
EV / EBIT
—
EV / Forward EBIT
—
EV / EBITDA
—
EV / Forward EBITDA
—
EV / Revenue
3.23
EV / Forward Revenue
5.34
Asset / Sales
P/S
3.03
P/B
1.54
P/Tangible Book
1.90
Growth-Adjusted
PEG
2.11
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
2.22%
Forward Dividend Yield
2.40%
3Y Dividend Growth
15.6%
Payout Ratio
0.26
5Y Yield on Cost
4.04%
Buybacks & Dilution
3Y Buyback Ratio
6.90%
5Y Share Change
−21.6%
Combined
Shareholder Yield
3.45%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.15
Gross Debt / EBITDA
—
Cash / Debt
0.98
Equity / Assets
0.08
Coverage
Interest Coverage
—
Short-Term Liquidity
Current Ratio
0.00
Quick Ratio
0.00
Cash Ratio
0.00
Composite Scores
Piotroski F-Score
7
Altman Z-Score
—
Split History
Date
Split
2006-08-14
2:1
1997-10-14
2:1
1993-06-29
2:1
1989-07-24
2:1
1988-07-01
1.5:1
1977-06-20
2:1
Ex-date
Amount
Pay date
2026-08-07
$0.5
2026-09-01
2026-05-08
$0.45
2026-06-01
2026-02-06
$0.45
2026-03-01
2025-11-07
$0.45
2025-12-01
2025-08-08
$0.45
2025-09-01
2025-05-09
$0.4
2025-06-01
2025-02-07
$0.4
2025-03-01
2024-11-08
$0.4
2024-12-01
2024-08-09
$0.4
2024-09-01
2024-05-09
$0.35
2024-06-01
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View allDate
Transcript
Type
2026-07-14
Q2 2026 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2026-06-09
Wells Fargo & Co at Morgan Stanley US Financials Conference Transcript
Conference Presentations
2026-05-27
Wells Fargo & Co at Bernstein Strategic Decisions Conference Transcript
Conference Presentations
2026-04-14
Q1 2026 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2026-01-14
Q4 2025 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2025-12-09
Wells Fargo & Co at Goldman Sachs U.S. Financial Services Conference Transcript
Conference Presentations
2025-10-14
Q3 2025 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2025-07-15
Q2 2025 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2025-04-11
Q1 2025 Wells Fargo & Co Earnings Call Transcript
Earnings Call
2025-01-15
Q4 2024 Wells Fargo & Co Earnings Call Transcript
Earnings Call
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5-Step DuPont Analysis
ROE %
12.52%
×
×
Net Margin %
26.05%
×
×
Operating Margin %
—
Operating Income
—
÷
Revenue
$86.80B
×
Tax Burden
0.8233
Net Income
$22.61B
÷
Pretax Income
$27.46B
×
Interest Burden
—
Pretax Income
$27.46B
÷
Operating Income
—
×
Asset Turnover
0.04
÷
Revenue
$86.80B
÷
Average Total Assets
$2.13T
Begin Total Assets
$1.98T
End Total Assets
$2.28T
×
Equity Multiplier
11.80
÷
Avg Total Assets
$2.13T
÷
Avg Stockholders Equity
$180.65B
Begin Equity
$181.11B
End Equity
$180.19B
Top institutional holders
Q2 2026| Holder | Shares | % Owned | Chg. shares | |
|---|---|---|---|---|
| BlackRock, Inc. | 250.6M | 8.12% | -10.2M | $20.71B |
| VANGUARD CAPITAL MANAGEMENT LLC | 199.9M | 6.48% | -863.2K | $16.52B |
| FMR LLC | 152.6M | 4.94% | -9.1M | $12.61B |
| STATE STREET CORP | 136.0M | 4.41% | +494.4K | $11.24B |
| JPMORGAN CHASE & CO | 114.2M | 3.70% | -15.0M | $9.54B |
| Capital Research Global Investors | 76.4M | 2.48% | +3.5M | $6.31B |
| GEODE CAPITAL MANAGEMENT, LLC | 73.9M | 2.39% | +45.4K | $6.08B |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 62.0M | 2.01% | +358.1K | $5.13B |
| NORGES BANK | 55.5M | 1.80% | new | $4.59B |
| MORGAN STANLEY | 53.4M | 1.73% | +1.7M | $4.41B |
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View allTop insider holdings
as reported| Insider | Shares held | % Owned | |
|---|---|---|---|
| SCHARF CHARLES WOfficer | 1.3M | 0.0418% | $108.05M |
| Santomassimo Michael P.Officer | 505.1K | 0.0164% | $42.36M |
| Powell ScottOfficer | 400.8K | 0.0130% | $33.61M |
| Weiss Jonathan G.Officer | 368.9K | 0.0120% | $30.94M |
| Flowers Derek A.Officer | 341.7K | 0.0111% | $28.66M |
| Sommers BarryOfficer | 235.2K | 0.0076% | $19.73M |
| Patterson Ellen ROfficer | 217.1K | 0.0070% | $18.21M |
| Williams Ather IIIOfficer | 215.9K | 0.0070% | $18.11M |
| Van Beurden SaulOfficer | — | — | — |
| Hranicky Kyle GOfficer | — | — | — |
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View allRecent insider activity
through Jul 15, 2026| Insider | Action | Shares | Date | |
|---|---|---|---|---|
| Flowers Derek A.Officer | Gift | -68.0K | $0 | Jul 15, 2026 |
| Flowers Derek A.Officer | Gift | +68.0K | $0 | Jul 15, 2026 |
| Rosenberg Jason M.Officer | Option Exercise (Rule 16b-3 Exempt) | +17.2K | $0 | Jun 15, 2026 |
| Rosenberg Jason M.Officer | Tax Withholding | -8.1K | $676.5K | Jun 15, 2026 |
| CRAVER THEODORE F JRDirector | Gift | -89 | $0 | May 14, 2026 |
| CRAVER THEODORE F JRDirector | Gift | +89 | $0 | May 14, 2026 |
| Rivas FernandoOfficer | Other Acquisition or Disposition | -39 | $39.0K | Mar 16, 2026 |
| Van Beurden SaulOfficer | Option Exercise (Rule 16b-3 Exempt) | +88.2K | $0 | Mar 5, 2026 |
| Van Beurden SaulOfficer | Tax Withholding | -45.0K | $3.78M | Mar 5, 2026 |
| Sommers BarryOfficer | Option Exercise (Rule 16b-3 Exempt) | +101.0K | $0 | Mar 5, 2026 |
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View all