Wells Fargo & Co

Wells Fargo is a large U.S. bank that takes deposits and makes loans across four main business lines: consumer and small business banking, commercial banking, corporate and investment banking, and wealth management. It operates roughly 4,000 branches nationwide, giving it one of the largest retail branch networks in the country. Customers include everyday consumers, small and mid-sized businesses, large corporations, and wealthy individuals. The bank earns money primarily through net interest income (the spread between what it pays on deposits and charges on loans) and fees from services like investment banking, brokerage, and wealth management.