Fiserv provides back-end technology to banks and credit unions—primarily smaller ones—including core banking systems, electronic funds transfer, and loan processing. Through its 2019 acquisition of First Data, it also processes card payments for merchants. Revenue comes from software licensing, transaction processing fees, and related services. About 90% of revenue is U.S.-based.
Employees38,000IPOJul 22, 2015SIC7379HQ600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
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Financials (MXN)
Profitability
Metric
Current
Margins
Gross Margin
56.2%
Operating Margin
21.4%
EBITDA Margin
38.9%
Net Margin
13.4%
OCF Margin
28.1%
FCF Margin
18.9%
Returns on Capital
ROE
10.8%
ROA
3.5%
ROIC
4.9%
ROCE
8.5%
ROC (Greenblatt)
93.8%
3Y ROIIC
−33.3%
Consistency
Years Profitable / 10Y
10
Valuation
Metric
Current
Earnings Multiples
P/E (TTM)
10.65
Forward P/E
6.31
P/E ex-NRI
8.17
Shiller P/E (CAPE)
13.83
Cash Flow Multiples
P/FCF
7.60
P/OCF
5.12
P/Owner Earnings
7.04
FCF Yield
13.30%
Enterprise Value Multiples
EV / EBIT
11.83
EV / Forward EBIT
11.78
EV / EBITDA
7.06
EV / Forward EBITDA
6.87
EV / Revenue
2.75
EV / Forward Revenue
2.72
Asset / Sales
P/S
1.43
P/B
1.10
P/Tangible Book
—
Growth-Adjusted
PEG
0.44
Capital Returns
Metric
Current
Dividends
Dividend Yield (TTM)
0.00%
Forward Dividend Yield
0.00%
3Y Dividend Growth
0.0%
Payout Ratio
0.00
5Y Yield on Cost
0.00%
Buybacks & Dilution
3Y Buyback Ratio
5.40%
Combined
Shareholder Yield
−1.61%
Balance Sheet
Metric
Current
Leverage
Debt / Equity
1.04
Gross Debt / EBITDA
3.46
Cash / Debt
0.01
Equity / Assets
0.33
Coverage
Interest Coverage
2.88
Short-Term Liquidity
Current Ratio
1.04
Quick Ratio
1.04
Cash Ratio
0.01
Composite Scores
Piotroski F-Score
6
Altman Z-Score
1.29
Split History
Date
Split
2018-03-20
2:1
Ex-date
Amount
Pay date
No dividend history found.
Date
Transcript
Type
2026-08-06
Q2 2026 Fiserv Inc Earnings Call Transcript
Earnings Call
2026-06-02
Fiserv Inc RW Baird 2026 Global Consumer, Technology and Services Conference Transcript
Analyst/Investor Call
2026-05-28
Fiserv Inc at Bernstein Strategic Decisions Conference Transcript
Conference Presentations
2026-05-21
Fiserv Inc Annual Shareholders Meeting Transcript
Shareholders and Annual Meetings
2026-05-19
Fiserv Inc at JPMorgan Global Technology, Media and Communications Conference Transcript
Conference Presentations
2026-05-14
Fiserv Inc Investor Day Transcript
Analyst/Investor Call
2026-05-05
Q1 2026 Fiserv Inc Earnings Call Transcript
Earnings Call
2026-02-10
Q4 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
2025-10-29
Q3 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
2025-07-23
Q2 2025 Fiserv Inc Earnings Call Transcript
Earnings Call
10 of 77
5-Step DuPont Analysis
ROE %
10.53%
×
×
Net Margin %
13.48%
×
×
Operating Margin %
21.52%
Operating Income
MX$80.50B
÷
Revenue
MX$374.00B
×
Tax Burden
0.8496
Net Income
MX$50.41B
÷
Pretax Income
MX$59.33B
×
Interest Burden
0.7371
Pretax Income
MX$59.33B
÷
Operating Income
MX$80.50B
×
Asset Turnover
0.25
÷
Revenue
MX$374.00B
÷
Average Total Assets
MX$1.49T
Begin Total Assets
MX$1.58T
End Total Assets
MX$1.41T
×
Equity Multiplier
3.12
÷
Avg Total Assets
MX$1.49T
÷
Avg Stockholders Equity
MX$478.74B
Begin Equity
MX$490.09B
End Equity
MX$467.39B